How can I request an estimate of my pension?

Your annual benefit statement

All contributors will be given a benefit statement once a year showing:

The value of benefits built up to 31 March in that year
The benefits which would have been payable in the event of the member's death in service at 31 March that year
The value of benefits upon retirement, assuming that the member stayed in the Scheme
The value of any contingent spouse's or civil partner's pension
The value of the member's state pension (unless they have specified that they do not want this information)

The benefit statement is an estimate based on the contributions you have paid over the year from the previous 1 April.

Requesting an estimate

We prefer members to make any requests for pension estimates through their employer. This is because the employer can accompany any request with up to date pay details to ensure that the pension estimate provided will be accurate. If up to date pay is not provided, the quotation will be done on the basis of the pensionable pay to the previous 31 March.

However, members can request an estimate by contacting us directly by phone, fax, post or email. Any enquiries made by an employee will be treated in confidence and only be referred to the employer with the employee's consent.

Employees will not be given a pension estimate on request for benefits where the employer has the final decision on retirement, even if in practice that decision will be arrived at by mutual agreement – for example, in cases of redundancy.

Estimates requested by employers

Employers can request estimates for pensions where they have discretion over the retiral – for example, if a member wants to retire before the age of 60. For more information, see the employers' section of this site.