Who can join?
You can join if you:
- are under age 75, and
- work for an employer that allows you to join the Scheme.
Most employees who are allowed, will join the scheme automatically. If you have a contract of employment that is for less than 3 months you need to elect to join the scheme as your membership is not automatic.
How do I join?
If you are not already a member and you want to join you should speak to your employer.
If you are not already a member and you subsequently meet the automatic-enrolment criteria then you will automatically join the LGPS from the pay period in which this occurs.
Alternatively, if you have opted-out of the LGPS in the past you may be re-enrolled back into the Scheme again in the future.
How do I know if I have already joined?
Check your payslip to see if you are paying in and if not, contact your employer to see if you can join.
What if I am already a member of another pension scheme?
You can be a member of the Scheme if you are already contributing to a personal pension or stakeholder arrangement as long as you meet the criteria.