How is my pension increased?  

Pensioner Members

Increases to Local Government Pension Scheme pensions are based on Pensions Increase (Review) Orders and Guaranteed Minimum Pensions Increase Orders which are set out by HM Treasury. The "triple lock" which increases the State Pension by the higher of average earnings growth, Consumer Price Index (CPI) Inflation or 2.5% does not apply to Local Government Pension Scheme pensions.

It has been confirmed that the increase for 2025 will be 1.7% for those who will be paid the full increase.

If you have reached your State Pension Age and have COPE/ GMP, please see "How your Pension Increase is applied" below as some of the increase may be paid through your State Pension. 

Deferred Members

Increases to Local Government Pension Scheme pensions are based on Pensions Increase (Review) Orders and Guaranteed Minimum Pensions Increase Orders which are set out by HM Treasury. It's been confirmed that the increase for 2025 will be 1.7% for those who will be paid the full increase. This will be applied to your pension from 7 April 2025.

Active Members

CARE pensions are adjusted based on the Treasury Revaluation Order index. It's been confirmed that the increase applied to your CARE benefits will be 1.7%. 

Survivor Members (excluding children)

Increases to Local Government Pension Scheme pensions are based on Pensions Increase (Review) Orders and Guaranteed Minimum Pensions Increase Orders which are set out by HM Treasury. It's been confirmed that the increase for 2025 will be 1.7% for those who will be paid the full increase.

The Government sets qualifying conditions for inheritance provisions subject to certain circumstances. If you're in receipt of a survivor’s pension and the member was in contracted out employment between April 1978 and April 1997 you may have an entitlement to HMRCs inheritance provisions for COPE/GMP.  If this applied to you, HMRC will have notified us, and we'll pay increases to your survivor’s COPE/GMP in line with statutory requirements. This means that in certain circumstances some of the increase may be paid through your state pension.

 

How your Pension Increase is applied 

How your Pension Increase is applied 

Pension increase at State Pension Age
Members with State Pension Age before 6 April 2016
Members with State Pension Age on or after 6 April 2016

Pension increase at State Pension Age

If your pension includes Local Government Pension Scheme membership between 6 April 1978 and 5 April 1997, your pension will include an element known as a Contracted-out Pension Equivalent (COPE), previously known as Guaranteed Minimum Pension (GMP). 

Members with State Pension Age before 6 April 2016

If your pension includes COPE/GMP earned up to 5 April 1988 then the increase on this part of your pension will be paid with your State Pension. If your pension includes a COPE/GMP element earned on or after 5 April 1988, this will be paid by the Fund up to a maximum of 3%, any increases due above this amount are paid through your State Pension. 

Members with State Pension Age on or after 6 April 2016

Th Government has confirmed that if your pension includes COPE/GMP payable on or after 6 April 2016 the increase will be paid by the Fund and includes any pre-1988 COPE/GMP.

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