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Accessing Your Benefits
Your pension can be paid any time from your 55th birthday but will be reduced if you take it before your Normal Pension Age which for most is the same as the State Pension Age.
![man in woods in autumn](/media/vcbhsjyl/lpf_placeholder-1.png?width=550&height=500&rnd=133045454346700000)
Transfer out
You can transfer your benefits to another pension scheme if the new scheme is willing to accept the transfer.
![man in woods in autumn](/media/vcbhsjyl/lpf_placeholder-1.png?width=550&height=500&rnd=133045454346700000)
Ill Health
It is possible to take your deferred benefits at any age on the grounds of ill health.